This policy explains the proposed fees for our credit restoration packages. Enrollment charges are proposed service charges — not automatically due upfront — and payment timing must comply with applicable federal and North Carolina law. This is a draft for legal review.
The enrollment amounts are proposed service charges. They are not represented as automatically payable in advance before legally permissible services have been performed. Under the Credit Repair Organizations Act, advance fees for credit repair services are restricted. No payment will be collected until the approved billing cycle is finalized.
Required credit monitoring at $24.99/month is a separate subscription and is not included in the $149 monthly service fee. Monitoring begins 7 days after onboarding and must be maintained throughout the service period.
The actual billing cycle — including when enrollment and monthly charges are collected — will be clarified once the written service agreement, consumer disclosures, and fee-collection timing are approved for legal compliance. [ Placeholder — final billing schedule pending legal review. ]
Fees are for the services described in your service agreement. No specific deletions, credit score increases, or lender approvals are guaranteed. Individual results vary.
This document is provided as a draft for review and is not legal advice. Final terms are subject to legal review and may change before enrollment is activated. Last updated October 2026.
