YOUR CREDIT COMEBACK STARTS HERE.
Collections, charge-offs, late payments, or reporting errors? Let's review your credit and build a plan to move forward.
Get personalized credit restoration assistance, credit rebuilding education, and ongoing support from Coach Credit Bae.
COACH CREDIT BAE
Royalty FF & Associates LLC
REAL CLIENTS. REAL EXPERIENCES.
Monica
Client
Gwen
Client
Trina
Client
Sherika
Client
Mel
Client
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Individual experiences and results vary.
YOUR CREDIT SHOULDN'T KEEP YOU FROM THE LIFE YOU'RE WORKING FOR.
Tired of credit denials?
Every 'no' from a lender is a door closing on a goal you've been working toward.
Collections weighing you down?
Unpaid collections can follow your profile and shape how lenders see you.
Late payments affecting your profile?
A history of missed due dates can linger and limit your options.
High credit card balances?
Maxed-out cards can drag your profile down even when you pay on time.
Trying to purchase a home?
Mortgage approvals depend on a credit profile lenders can trust.
Ready to prepare for funding?
Strong credit opens the door to better rates and real opportunities.
You don't need another random credit hack. You need a plan that makes sense for your situation.
WHAT'S HOLDING YOUR CREDIT BACK? LET'S TAKE A LOOK.
At Coach Credit Bae, we review your credit reports to identify potential reporting errors and determine what can be legitimately challenged.
Some of the items we review include
We're not just looking at what's negative. We're looking at what's being reported, whether it's accurate, and what steps make sense for your credit goals.
REBUILD. RESTORE. GET APPROVAL-READY.
Get the support you need to understand your credit and start moving forward.
All disputes are based on applicable consumer reporting laws and individual circumstances. Results vary. No specific deletions, score increases, or lender approvals are guaranteed.
WE DON'T JUST DISPUTE. WE HELP YOU REBUILD.
A complete, guided approach to credit restoration and rebuilding — built around your goals.
Personalized Credit Report Analysis
We start by reviewing your credit profile in detail so we understand exactly what you're working with.
Review & Dispute Assistance for Eligible Reporting Errors
We help identify and address eligible reporting concerns that may be inaccurate, incomplete, or unverifiable.
Customized Credit Action Plan
You receive a clear, personalized plan built around your goals and your current credit situation.
Credit Rebuilding Education
Learn how credit actually works so you can make smarter decisions long after the program ends.
Progress Reviews Every 30 Days
We check in approximately every 30 days to review changes and adjust your plan as needed.
Ongoing Client Guidance & Support
Have questions along the way? We're here to guide you through every step of the process.
We do not promise specific deletions, credit score increases, or guaranteed approvals. Individual experiences and results vary.
HOW IT WORKS
GET STARTED
Review the program details, complete the enrollment requirements, and receive your onboarding instructions.
REBUILD & RESTORE
We review your credit profile, identify eligible reporting concerns, and provide personalized credit rebuilding guidance.
TRACK YOUR PROGRESS
We review your credit information approximately every 30 days, discuss progress, and help you understand your next steps.
WE CAN'T TRACK WHAT WE CAN'T SEE.
Active credit monitoring is required throughout the credit restoration program. It lets us review your updated credit information and track changes over time.
Credit monitoring updates occur approximately every 30 days, subject to the monitoring provider's reporting schedule.
Required Credit Monitoring
$24.99/month
- ✦Helps us review updated credit information and track changes
- ✦Begins 7 days after onboarding — only $199 is due today to get started
- ✦Updates approximately every 30 days, per the monitoring provider's schedule
- ✦A separate monthly expense — not included in the $149 monthly service fee
READY TO TAKE YOUR CREDIT SERIOUSLY?
REBUILD. RESTORE.
GET APPROVED.
- ✓Personalized Credit Report Analysis
- ✓Review & Dispute Assistance for Eligible Reporting Errors
- ✓Customized Credit Action Plan
- ✓Credit Rebuilding Education
- ✓Progress Reviews Every 30 Days
- ✓Ongoing Client Guidance & Support
Enrollment
Due today to get started · one-time
$199
Credit Restoration Service
Monthly · ongoing
$149
Required Credit Monitoring
Due 7 days after onboarding · monthly
$24.99
Total Ongoing Monthly Cost
$173.99/mo
$149 service + $24.99 monitoring
Starts with a free credit analysis · checkout pending legal review
Only $199 is due today to get started. The $24.99/month monitoring begins 7 days after onboarding, and the $149/month service is ongoing. Active credit monitoring must be maintained throughout the service period.
Pending Legal Review — Checkout Not Yet Active
The intended fee timing is $199 due today to get started, with the $24.99/month monitoring beginning 7 days after onboarding. Until the written service agreement, cancellation policy, consumer disclosures, and fee-collection timing are approved for legal compliance, the enrollment button routes you to a free credit analysis instead of checkout. Under the Credit Repair Organizations Act, advance fees for credit repair services are restricted — calling the $199 amount an "enrollment fee" does not by itself make upfront collection permissible. No payment will be processed until these terms are finalized.
VIP CREDIT TAKEOVER
For Heavy Credit Profiles That Need Serious Attention
Got 15+ inquiries across your credit reports AND more than 10 negative accounts holding your credit back?
This package was designed for people whose credit reports need more than a basic cleanup. Whether you're dealing with collections, charge-offs, late payments, repossessions, or multiple reporting issues, we're taking a deeper look at your entire credit profile to identify what can legitimately be challenged and build a personalized restoration strategy.
What's Included
Comprehensive Three-Bureau Analysis
A detailed review of your Equifax, Experian, and TransUnion credit reports.
15+ Inquiry Review
Review of hard inquiries across your credit reports to identify potentially unauthorized or inaccurately reported inquiries.
10+ Negative Account Review
Examine multiple negative accounts for potential reporting errors.
Eligible Dispute Assistance
Assistance challenging inaccurate, incomplete, or unverifiable credit reporting.
Personalized Rebuilding Strategy
A credit improvement action plan based on your individual profile and financial goals.
30-Day Progress Reviews
Ongoing progress reviews approximately every 30 days.
Ongoing Guidance
Credit education and support throughout the restoration process.
VIP CREDIT TAKEOVER
For heavy credit profiles that need serious attention.
- ✓Comprehensive Three-Bureau Analysis
- ✓15+ Inquiry Review
- ✓10+ Negative Account Review
- ✓Eligible Dispute Assistance
- ✓Personalized Rebuilding Strategy
- ✓30-Day Progress Reviews
- ✓Ongoing Guidance
Enrollment
One-time
$299
Credit Restoration Service
Monthly · ongoing
$149
Required Credit Monitoring
Billed separately · monthly
$24.99
Total Ongoing Monthly Cost
$173.99/mo
$149 service + $24.99 monitoring
Starts with a free credit analysis · checkout pending legal review
The $299 enrollment is a one-time amount separate from ongoing monthly charges. Required credit monitoring is billed separately at $24.99/month and must be maintained throughout the service period.
Dispute eligibility depends on the accuracy of the information reported and applicable law. No specific deletions, credit score increases, or lender approvals are guaranteed. Individual results vary.
VIP CREDIT TAKEOVER FAQ
Who is the VIP package designed for?
Consumers with 15 or more inquiries across their credit reports and more than 10 negative accounts that may require additional review.
Will every negative item be removed?
No. We challenge information when there is a legitimate basis under applicable consumer reporting laws. Accurate and verifiable negative information is not automatically removable.
How often will I receive progress reviews?
Approximately every 30 days.
Is credit monitoring required?
Yes. An active $24.99/month credit monitoring subscription is required and billed separately.
WHICH CREDIT RESTORATION PLAN FITS YOUR PROFILE?
REBUILD & RESTORE
Designed for consumers needing standard credit restoration and rebuilding assistance.
Proposed Enrollment
$199
Monthly Service
$149/mo
Required Monitoring
$24.99/mo
Total Ongoing Monthly
$173.99/mo
$149 service + $24.99 monitoring
Starts with a free credit analysis · checkout pending legal review
Required credit monitoring at $24.99/month is billed separately and must be maintained throughout the service period. The enrollment amount is a proposed charge, not automatically due upfront.
VIP CREDIT TAKEOVER
For heavy credit profiles with 15+ inquiries across the reports combined AND more than 10 negative accounts needing detailed review.
Proposed Enrollment
$299
Monthly Service
$149/mo
Required Monitoring
$24.99/mo
Total Ongoing Monthly
$173.99/mo
$149 service + $24.99 monitoring
Starts with a free credit analysis · checkout pending legal review
Required credit monitoring at $24.99/month is billed separately and must be maintained throughout the service period. The enrollment amount is a proposed charge, not automatically due upfront.
Both packages require separately billed credit monitoring at $24.99/month. We do not promise unlimited deletions or guaranteed outcomes. No specific deletions, credit score increases, or lender approvals are guaranteed. Individual results vary.
YOUR CREDIT PROFILE MAY BE HEAVY, BUT YOU DON'T HAVE TO FIGURE IT OUT ALONE.
You've been looking at those collections, inquiries, and negative accounts long enough. It's time to understand what's being reported, identify potential errors, and build a real plan to move forward.
Starts with a free credit analysis · checkout pending legal review
FREQUENTLY ASKED QUESTIONS
No specific deletions, credit score increases, or lender approvals are guaranteed. Individual experiences and results vary. See our Credit Repair Disclosures for your consumer rights.
YOUR CREDIT WON'T CHANGE JUST BECAUSE YOU KEEP WAITING.
Your goals deserve a plan. Get the guidance and support you need to start moving in the right direction.